Bank of Spain opposes curbs on high-risk mortgages, citing limited systemic exposure.
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Spain's central bank has cautioned that limiting high-risk mortgages would reduce young people's access to housing rather than improve it, according to El País.
The Bank of Spain argues that Spain faces limited exposure to credit vulnerabilities compared to other economies, making strict mortgage restrictions unnecessary. The institution's position contradicts proposals from some EU capitals to tighten lending standards for riskier borrowers.
The debate reflects broader tension across Europe between housing accessibility for younger demographics and financial stability concerns among regulators.