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TES, which envisioned a 3 percent employee and 3 percent employer deduction, was postponed for the third time; an SGK expert characterized the system as 'shelved'.

The Supplementary Pension System (TES), which envisioned a 3 percent deduction from the wages of millions of workers, did not appear in the government's Medium-Term Program (OVP) covering 2027-2029. SGK Expert and Türkiye Newspaper columnist İsa Karakaş evaluated the new OVP and announced that the system had been shelved.
TES was a system known colloquially as 'second pension' and aimed to create additional income for workers on top of their existing pension benefits. Under the planned model, workers would have 3 percent deducted from their gross salary while employers would contribute an equal amount.
The system had previously been postponed twice. In the OVP published in 2023, the final quarter of 2024 was targeted, but that deadline was missed. Subsequently, TES was included in the 2026 Presidential Program but failed to be implemented and was completely removed from the 2027-2029 program. Sözcü Newspaper reported the news.
The concrete result for workers is this: The additional deduction planned from net wages will not be implemented at least until 2029. For a minimum-wage worker, this means a monthly deduction of approximately 750 lira is being postponed for now. Employers are also exempt from the parallel contribution obligation.
The Supplementary Pension System has been postponed for the third time and removed from the 2027-2029 Medium-Term Program. Workers will not have 3 percent deducted from their net wages at least until 2029; for a minimum-wage worker, this means a monthly savings of approximately 750 lira.
The planned wage deduction affecting millions of workers has been postponed for at least four more years—meaning no income loss during this period. However, the repeated postponement of the system demonstrates uncertainty about the state's plan to increase pension income; workers should factor this development into their long-term pension planning.

Mehmet Yılmaz